From The P&C Files: Ooops!


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On Opened Upwardly Enrollment V6.0: Perspective

So equally Open Enrollment '19 kicked off yesterday, lots of folks checking out the novel plans as well as (of course) higher rates. Our friend Rich Weinstein offers this helpful factoid that may plow over us a hint of things to come upward this fourth dimension 'round: Has anyone noticed there's exclusively abt 10m enrolled inwards exchanges & the (2013) baseline guess is nigh triple that? I know 8m were to live on screwed out of ESI & sent to HIX via Cadillac Tax. But that nevertheless leaves an additional 10m shortfall. Obamacare's an epic failure. pic.twitter.com/2Y7NcUllJl — Rich Weinstein (@phillyrich1) October 31, 2018
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It's Your Birthday

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Medicare states amongst exceptional rules. Most states follow CMS guidelines most when i tin post away enroll inwards a Medicare supplement (Medigap) computer program in addition to whether or non you lot tin post away last medically underwritten. But a few states follow their ain rules. [click to enlarge] Birthday rules. Anniversary rules. Rule rules. Here is a sampling of what you lot tin post away expect. In New York in addition to Connecticut, Medigap plans are guaranteed final result year-round. California in addition to Oregon both accept “birthday rules” that let Medigap enrollees a xxx hateful solar daytime window next their birthday each twelvemonth when they tin post away switch, without medical underwriting, to some other Medigap computer program amongst the same or lesser benefits. In Maine, Medigap enrollees tin post away switch to a dissimilar Medigap computer program amongst the same or lesser benefits at whatsoever fourth dimension during the year...
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